Derek Keet's Blog Posts

Property inspections warning signs! Worst things to find in an inspection!

Property inspections warning signs! Worst things to find in an inspection.Basically, we are addressing the question of what is a bad inspection?  When should you run away? When might it be a

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Mortgages - How much do I need to make? How much do I need to have?

I want to buy a home in Edmonton! how much do I need to make? How much money do I need to have saved? What about debt? Minimum Credit score? What does this mean for the Edmonton housing market?Today

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Steps for Buying a Home - Lawyer's Guide

What does a Real Estate Lawyer go through when processing the sale from the Buyer's perspective?Whether you have done the process before or it is your first time buying a home, understanding when

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Variable vs Fixed Rate Mortgages

Variable Mortgage versus Fixed Rate Mortgages for Edmonton Home BuyersIn the past a variable rate was generally lower and a fixed rate was something that you paid a little more for but it gave you

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Edmonton Home Inspection Common Issues 5 top issues to check for

Edmonton Home Inspection Common Issues 5 top issues to check forWorking with Buyers the question of inspections come up. It is something we always recommend (unless the buyer has their own team), it

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Tax Savings - What Canadian Real Estate Agents Recommend to their Children

Best Option for Tax Savings for First Time Home Buyers This blog and video came about mainly surrounding the advice I am giving my 19 year old daughter. I am writing this after I made another

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Improve Your Chances at Getting a Mortgage

Improve your chances at getting a MortgageIn the video Phil explains common mistakes people make with credit, how more credit is sometimes better, why a small limit is a bad thing, how to check your

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Better than a Normal Mortgage! What is a HELOC?

What is a HELOC? How is it better than a Normal Mortgage!It stands for Home Equity Line of Credit. Phil explains benefits of a HELOC, what it is, how the five main banks all have options for it and

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Three Reasons to Use a Mortgage Broker

Mortgage broker vs going directly with the bank? Do you need a mortgage for your new home you want to buy in Sherwood Park? Wondering the cost or benefits of a going through a mortgage broker to get

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Porting & Assuming a Mortgage - How NOT to pay mortgage penalties!

Porting & Assuming a Mortgage - How NOT to pay mortgage penalties!Waiting for your current mortgage to end so that you can buy a new home?Don't want to pay the bank's mortgage cancellation

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Bank Pre-approvals. Is a Pre-approval Mandatory?

Do I really need a bank Preapproval?You have surely heard about a bank pre-approval. Or if you haven't you most likely will if you are buying a home. Whether it is in Edmonton or anywhere else in

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Edmonton first time home buyers tax savings - Home Buyers' Plan (HBP)

Saving Taxes for First time home buyersHow can first time home buyers save taxes?The HBP Home Buyer's Plan through the Canadian government allows first time home buyers the ability to use up to $35

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